Travellers visiting abroad need a proper medical insurance to stay secured in case of a medical emergency. Most of the developed nations have mandated medical insurance for international travellers. Those who are visiting abroad from India can purchase travel insurance policy designed by TATA AIG General Insurance Company. TATA AIG travel policies are designed exclusively to meet the health insurance requirements of Indian travellers visiting abroad. Cashless hospitalization worldwide can be availed by the insured and travellers belonging to various age groups can purchase TATA AIG travel insurance policy. TATA AIG travel insurance policy is available online for purchase and renewal (with underwriting approval in special cases).
Travellers visiting the US, the UK or any Asian countries can get covered under TATA AIG travel insurance policy before the start of the journey. TATA AIG travel insurance policy is available with ,000, 0,000, 0,000 and 0,000 maximum medical benefits. There are various plans distinguished as Travel Guard, Asia Guard, Annual Multi Trip and Domestic Guard under TATA AIG travel insurance. The premium cost and the coverage period are solely dependent on the plan chose by the travellers. There will be a deductible for every plan and the travellers can choose that online. The premium cost , deductibles and maximum benefits are inter related in any insurance policy and the travellers should be aware of the nuances while making a purchase.
TATA AIG travel insurance policies are designed keeping in perspective the travel needs while visiting abroad. Some of the most frequently encountered risks are covered under TATA AIG travel insurance plans. Travellers covered with TATA AIG travel insurance can get financial assistance in case of emergencies like hospitalization, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, baggage loss, baggage delay, passport loss… while travelling abroad. However, pre existing medical conditions are not covered under TATA AIG travel health insurance policies.
TATA AIG overseas travel insurance can be purchased online without any hassles. Travellers can use credit/debit card, cheque or Electronic Funds Transfer facility on the internet and pay the premium cost for the plan chosen. The purchase process is very simple where travellers need not have to do any paper work or submit medical check up documents. Travellers can quickly complete an online application and pay the premium cost following few simple steps. Immediately after the completion of online transaction, travellers will receive the policy document in their email. The hard copy of the same policy will be couriered to the Indian mailing address on request. However, both the email and hard copy of TATA AIG travel insurance are equally valid and can be used for legal purpose.